41.
CLOZE COMPOSITION
Directions (Next 10 Questions): Each of the following sentences in this section has a blank space with four words or group of words given. Select whichever word or group of words you consider the most appropriate for the blank space and indicate your response on the Answer Sheet accordingly.
Banking is _____(41)_____ essential building block to reach greater prosperity and help build a better system _____(42)_____ financial services can create a path out of poverty. However, big traditional banks often exclude low-income populations _____(43)_____ requirements or by using historically discriminatory practices that keep _____(44)_____ low-income customers _____(45)_____ from formal finance. Modern lifestyles are predicated _____(46)_____ debt. If you have a stable and reliable income, have a bank account with access to a range _____(47)_____ modern financial products, you can manage your debts efficiently. This _____(48)_____ what the entire financial system is for. But debt _____(49)_____ a lifetime's trap if you don't have easy access to _____(50)_____ financial products.
Which one of the following best suits the 41st blank?
