64.
Naman borrows a sum of ₹3,48,020 at the rate of 8% per annum simple interest. At the end of the first year, he repays ₹15,090 towards return of principal amount borrowed. If Naman clears all pending dues at the end of the second year, including interest payment that accrued during the first year, how much does he pay (in ₹) at the end of the second year?